JDN-LEG act professionally in the best interest of clients to bring them sound honest advice on DEBT IVA'S & BANKRUPTCY
To free yourself from a debt problem you need expert advice based on your own particular situation. That advice has to be free and impartial, covering a range of options - not just the one some somebody wants to sell you.
Helping people to overcome debt problems
Debt Consolidation - Many people use a new loan to repay old loans or personal debt accumulated on creditcards or store cards and this can obviously make a huge difference to monthly commitments or outgoings. However there is always a danger that the accumulation of debts is repeated and consolidation exercised again in a couple of years. Often banks might recommend a homeowner loan secured on property just to tidy personal debt.
Debt Management - Here we show methods and choices of managing debt, formal and informal arrangements with creditors and how best to proceed and present your case so as to avoid CCJ’s Defaults, Repossession, IVA or Bankruptcy and there are many alternatives to IVA’s.
Informal Arrangement - Maybe the best kept secret in the debt counseling field – but it’s the best solution for most people that can take advantage of it and should always be first choice before CountyCourt Judgment or Default under the Consumer Credit Acts and certainly before an IVA. This really does also afford people the opportunity of credit repair A personal Administration Order for smaller amounts of debt are a great and real a\alternative.
IVA’s -Individual Voluntary Arrangement - Danger & Beware – All those newspaper adverts saying write off your debt should be treated with caution and here we explain much of ‘what they don’t tell you’ And, how Insolvency Practitioners benefit & creditors are loathe to leave you with much to live on though your credit rating is adversely affected but your house might not be protected.
Bankruptcy - prepare for bankruptcy Valuable information of how to consider or prepare for bankruptcy Details of the effects of discharge and how to deal with the Official Receiver and the Insolvency Service to limit the negative effects of bankruptcy and attempts to write off all your debt.
"At last i canget on with my life now my debt worries are sorted, i thought losing my job would mean losing my house! " —john , Customer
"Didn't know these kind of free services existed glad i found them on the internet !" —Suzie Customer
Please talk to one our advisors its free and can be arranged for a time to suit you.
"Your owe it to yourself and family To Get The Right DEBT Advice:!"
—David N (JDN-LEG advisor).
Subject to eligibility and acceptance, applies on completion of individual voluntary agreement, alternative solutions may be offered, fees payable. Your ability to obtain credit will be affected.
JDH-LEG is a trading style of Arundel Associates FSA 417499 Appointed Representatives.